For more than ten years, I’ve been guiding individuals on the ins and outs of budgeting, which means I’ve encountered a lot of recurring questions. Your Fresno financial advisor will discuss how many of these inquiries revolve around how to begin budgeting or what steps to take when facing an unexpected financial crisis. The key… Continue reading What Are the Four Pillars of a Budget?
As individuals approach retirement, they often face a myriad of financial decisions that can significantly impact their future. Your Fresno financial advisor understands how one of the most critical choices is how to manage debt. Here’s why using retirement funds to eliminate debt is generally a poor decision and what alternatives exist. Understanding the Risks… Continue reading Don’t Use Your Retirement to Pay Off Your Debt
In 2024, watching the news may feel like a tumultuous ride on a sketchy roller coaster at a local fair. The state of the economy, housing market, and stock market is uncertain and unpredictable. However, despite the chaos, your Fresno financial advisor will discuss how now is actually the best time to take control of… Continue reading A Beginner’s Guide to Investing
Retirement planning is a critical aspect of financial management and ensuring that your retirement savings last throughout your golden years is a key concern for many individuals. Your Fresno financial advisor understands that various strategies and approaches exist to help retirees manage their finances effectively and make the most of their retirement funds. In this… Continue reading How to Make Your Retirement Last
Pensions, like movie rental stores, have been largely replaced by newer options. Today, only 15% of private sector workers with employer-sponsored retirement plans have pensions. Most pension-holders are union workers or public sector employees. Your Fresno financial advisor will discuss how understanding pensions is crucial for those who have access to them or know someone… Continue reading The Ins and Outs of Pensions: What You Should Know
The Importance of Having an Estate Plan in Fresno, CA One of the main reasons why estate planning is so important is that it allows you to maintain control over what happens to your assets. Your Fresno financial advisor will discuss how without a plan in place, your assets may be distributed according to the… Continue reading How Important Is Thoughtful Estate Planning For Your Loved Ones in Fresno, CA
In today’s ever-changing financial landscape, maximizing wealth while minimizing tax impact has become a top priority for individuals and businesses alike. But is it possible to achieve both? In this article, your Fresno financial advisor understands will delve into the strategies and techniques that can help you build considerable wealth while effectively managing your tax… Continue reading Is It Possible to Build Wealth While Minimizing Tax Impact?
Preparing for retirement can be both exciting and overwhelming. Your Fresno financial advisor understands that with so many options available, it’s important to understand what choices are best suited to your individual needs. Whether you’re looking to travel the world or simply enjoy a relaxing lifestyle, having a clear understanding of your options is key.… Continue reading Understanding Your Options in Retirement
Are you concerned about securing your legacy in retirement? Estate planning is essential to ensure that your hard-earned assets are protected and distributed according to your wishes. Whether you have a large estate or modest assets, your Fresno financial advisor will discuss how planning ahead could help minimize taxes, avoid probate, and provide for your… Continue reading Estate Planning: Securing Your Legacy in Retirement
If you are wondering about ways to invest outside of your company’s retirement plan, you are taking significant steps towards securing financial stability for your future. 1. Consider putting money into a traditional or Roth IRA An IRA (individual retirement account) is a financial tool that allows you to save for your retirement independently from your job.… Continue reading Where Should I Invest After Maxing Out My 401(k)?
