Posts Tagged ‘Fresno Retirement Planning’
Fresno Financial Advisor News: How To … Protect Against Pickpocketing
Protect your ID, passport and credit cards with radio-frequency identification (RFID) blocking travel gear. Carry your important documents and currency in zippered cases, preferably with an anti-theft locking zipper. Your back pocket is known to pickpockets as the “sucker pocket” – do not store your wallet there. Carry only one ID card and one credit…
Read MoreFresno Financial Consultant News: What are Your Income Guardrails?
By August of this year, the unemployment rate was more than 10%. As many as 5.2 million Americans remained jobless as far back as the beginning of May.1 That’s a lot of time to go without earning income. Have you thought about the “guardrails” you have in place should your income or net worth drop precipitously?…
Read MoreFresno Financial Advisor News: How To Help Maximize Social Security Benefits
There are good reasons to delay starting Social Security benefits, but there are also good reasons to begin them early. It really does depend on your circumstances. If you claim earlier than your full retirement age (FRA), your benefit will be permanently reduced. The age to qualify for the full Social Security benefit varies by…
Read MoreFresno Retirement Advisor News: Global Recovery in a Post-Pandemic World
In 2020, the World Economic Forum published its annual Global Competitiveness Report, as usual. However, in light of the global pandemic, it put its long-standing Global Competitiveness Index rankings on hold. Instead, the report focused on priorities for recovery and revival instead of competition.1 Indeed, economic globalization over the past two decades, in many ways,…
Read MoreFresno Financial Consultant News: U.S. Weighs Student Loan Forgiveness
The current tab for student loan debt in the United States is $1.6 trillion. Most individuals don’t owe the federal government huge sums of money: 14 million borrowers owe $10,000 or less, while less than 3.5 million borrowers owe $200,000 or more. Many of those students in the latter group may have pursued a higher…
Read MoreFresno Retirement Consultant News: Small-Business Prospects and Prognostications
Small businesses tend to have certain traits that may offer an advantage over large companies. For example, these traits may include the flexibility to try out new ideas, staff up or down quickly, and adapt nimbly to a changing market. There may also be the indomitable spirit, determination, confidence and optimism that is inherent among…
Read More