Retirement Income Strategies

Strategies

We can help you design a written retirement income plan incorporating insurance and investment vehicles to create opportunities for long-term growth as well as guarantee income throughout your retirement.

Retirement income strategies are not just for the wealthy. As retirement nears, the traditional strategy has been to move growth-seeking products to more conservative, fixed-income products. According to a recent study, for a married couple age 65 there is now a 50 percent chance that at least one spouse will live to age 93 and a 25 percent chance at least one spouse will live to age 97.1 This means that you may need to plan for your retirement savings to potentially last 25 to 30 years.

One drawback to a longer life is the greater possibility of outliving your savings — creating all the more reason to develop a retirement income strategy designed to last a longer lifetime. Only 27 percent of baby boomers report being confident their savings will last throughout retirement.²

A significant loss in the years just prior to and/or just after you retire could negatively impact the level of income you receive over the course of your life. In fact, if a loss occurs earlier in life, there is also the chance that you may have more time to recover (versus a loss occurring later in retirement). Why? Simply because a smaller pool of assets is left to sustain you throughout your retirement years, and your assets may not have as much time to recover.

We can help you design a retirement income strategy that covers your ‘Paycheck’ (Needs), ‘Playcheck’ (Fun) and ‘LTC’ (Long-Term Care to help keep you at home or in assisted living and hopefully out of a nursing facility). We do this by incorporating insurance and annuity products to help provide a steady and reliable income stream for the rest of your life as well as investment products to create opportunities for long-term growth.

¹ Insured Retirement Institute. December 2015. “State of the Insured Retirement Industry: 2015 Review and 2016 Outlook.” myirionline.org

² Ibid.

For Your No Cost, Complimentary Visit, Click Below

How can we help you with your planning? What are Your Goals & Concerns?

STRATEGIES FOR

Financial Independence

To schedule a time to discuss your financial future and see if a written retirement income plan can be designed for you to have more confidence in your financial future, contact us at 559-230-1648 today!

At

Soutas

Financial

&

Insurance

Solutions

Inc.,

We

Offer

The

Following

Services:

(Click the images below to learn more about each service)

Retirement Income Strategies

Wealth Accumulation Strategies

Asset Protection

Long-Term Care Strategies

Legacy Planning

Tax Planning Strategies

IRA, 401(K) & 403(B) Rollovers

Life Insurance

Annuities

Medicare

We

Can

Also

Refer

You

To

Professionals

Who

Provide

The

Following

Services:

Trusts

• Probate

• Charitable Giving

• Estate Planning

Will A Recession Rob Your

Retirement

A complimentary 20-minute Strategy Visit with Soutas Financial can help ensure you and your family are supported — even if the economy takes another dip.

YOU HAVE A

DREAM.

LET'S MAKE A

PLAN.

CONTACT US

Phone: 559.230.1648

Fax: 559.230.1651

5740 North Palm Avenue
Suite 105 Fresno, CA 93704