IRA, 401(k) & 403(b) Rollovers

We can help you determine if a rollover is the right move for you, and we can help find the best vehicle to help conserve and grow your rollover assets.

IRA, 401(k) & 403(b) Rollovers

When you change jobs or retire, there are five things you can generally do with the assets in any employer-sponsored retirement plan:

  1. Leave the money where it is.
  2. Take the cash (and pay income taxes and perhaps a 10 percent additional federal tax if you are younger than age 59½.
  3. Transfer the money to another employer plan (if the new plan allows).
  4. Roll the money over into a self-directed IRA.
  5. Roll the money over into a Roth IRA (if it makes sense for your tax planning?).

Rolling over from one qualified plan to another qualified plan allows your money to continue growing tax-deferred until you receive distributions in retirement. a self-directed IRA puts you in more control of your retirement funds. Rolling over from a qualified plan to a Roth IRA allows your money to continue growing tax-deferred with future distributions in retirement being Tax-Free. We can help you determine if a rollover is the right move for you.

Strategies for Financial Independence

To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, call us at 559-230-1648 today! We are an independent financial services firm helping individuals create retirement and income strategies using a variety of investment and insurance products to custom suit their needs and objectives.

At Soutas Financial & Insurance Solutions, Inc., we offer you the following services:

(Click the images below to learn more about each service)

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Retirement Income Strategies

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Wealth Accumulation Strategies

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Asset Protection

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Long-Term Care Strategies

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Legacy Planning

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Tax Planning Strategies

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IRA, 401(k) & 403(b) Rollovers

life-insurance

Life Insurance

annuities

Annuities

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Medicare

We can also refer you to professionals who provide the following services:

Will A Recession Rob Your Retirement? A complimentary 20-minute Strategy Visit with Soutas Financial can help ensure you and your family are supported — even if the economy takes another dip.

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