How to Protect Your Savings From Inflation: A Retiree’s Survival Guide 2025
Protecting our savings from inflation has become a significant concern. Prices soared to their highest level in 40 years during 2022. The current annual inflation rate of 3.4% poses a serious threat to retirement savings. The situation looks even worse for money in traditional savings accounts. These accounts earn less than 1% interest while the […]
Get Your Emergency Fund Started Today
Welcome to our in-depth manual on creating and managing an emergency fund. Because life may be unpredictable, having a safety net in place can help you deal with unforeseen costs or a sudden loss of income. This book is here to assist you every step of the way, whether you’re just beginning to accumulate an […]
How Can I Become a Millionaire?
Do you aspire to a life of material abundance? Do you picture yourself as a self-made millionaire, free to follow your hobbies and lead a life that suits you? If so, you are not by yourself. Few people truly become millionaires, though many people desire to. The road to millionairedom is not an easy one, […]
Unveiling the Benefits of Life Insurance
Life insurance is a crucial instrument that offers piece of mind when it comes to safeguarding your loved ones and their financial future. Plans for life insurance provide a safety net for your finances by guaranteeing that in the event of your untimely death, your beneficiaries will be given a lump sum payout. Your financial […]
Why Life Insurance Is Essential For Every Stage of Life
Life insurance is an essential but sometimes ignored component of financial planning. Contrary to popular belief, your Fresno Financial advisor suggests that life insurance could be important at every stage of life, not just when one is elderly or has dependents. Here are a few causes for this: Protection for Your Loved Ones The most […]
Credit Card Myths That Are Costing You Money
One of the most popular financial tools in use today is the credit card, and when used correctly, they can be quite beneficial. Your Clovis financial advisor says, there are a few credit card misconceptions, though, that may wind up costing you money. The following credit card myths should be dispelled: 1 – Minimum payments […]
Lose Home If You Use Medi-Cal?
Will You Lose Home If You Use Medi-Cal? If you or a loved one uses Medi-Cal, will the state put a lien on your home? It’s true that all your benefits paid to a person 55 years old or older by Medi-Cal is like a loan and they have the right to ask it back when […]
Must “Spend Down” – Use Up All Your Savings?
What if you or a loved one had to go into a nursing home and couldn’t be cared for at home any longer? Many have heard confusing things about Med-Cal. That you must spend down or use up all of your life savings investments even your properties before getting any benefits? For us in California this […]