Remember When Life was Simpler?

CLICK HERE FOR A FREE 20 MINUTE VISIT Remember when life was simpler? When things didn’t move quite so fast, and the world didn’t seem so complex? Remember that? We do. And as the world around us has continued to speed up, becoming more complicated, and still a bit uncertain, we have managed to keep… Continue reading Remember When Life was Simpler?

Inheriting a 401(k) Plan

Fresno Financial Advisor News Within the scope of an investment portfolio, the commonplace 401(k) may seem to be a simplistic account. But it’s not, especially when it comes to estate and legacy planning. The named beneficiary on the plan will inherit your 401(k) regardless of your will’s instructions. And from there, a spectrum of various… Continue reading Inheriting a 401(k) Plan

Your Money

Fresno Financial Advisor News The federal minimum wage is set at $7.25 an hour, a rate that has not increased in more than 10 years, not even to keep pace with the cost of living. Even so, the national average minimum wage is $11.80, but only because some states have increased their minimum floor.1 In 2020,… Continue reading Your Money

Affordable Housing Crisis Challenges

Fresno Financial Advisor News There are several factors contributing to the current housing shortage in the U.S. For starters, low inventory of existing homes for sale has driven up the prices of available housing, leaving many first- and second-time homebuyers unable to afford to buy or trade up. Housing permits for new construction have risen… Continue reading Affordable Housing Crisis Challenges

Baby Boomers Staying Home for Retirement

Fresno Financial Advisor News In 1989, Harvard economists published a study concluding that as baby boomers aged out of the residential real estate market, there would be a glut of empty homes and prices would plummet.1 That clearly hasn’t happened yet, for a variety of reasons. Economists didn’t account for boomers’ life expectancy extending so much… Continue reading Baby Boomers Staying Home for Retirement

Late Career Management

Fresno Financial Advisor News The number of workers older than 64 has increased threefold since 1989.1 And while working longer may be a marker of good health for some, it’s a necessity for others who need the income. As a result, we may need to rethink our idea of what retirement looks like in the 21st… Continue reading Late Career Management

Potential Impact of U.S. Tension With Iran

Fresno Financial Advisor News Overview Today, Iran is the seventh-largest crude oil producer in the world. It is reported to possess about 13% of the world’s oil reserves and currently generates more than 4 million barrels per day. However, that represents only 4% of the world’s total production. The sanctions that President Donald Trump re-imposed… Continue reading Potential Impact of U.S. Tension With Iran

2020 Tax Changes: What You Need to Know

Fresno Financial Advisor News Overview In November 2019, the Internal Revenue Service announced inflation adjustments for more than 60 provisions for the 2020 tax year. The following is a guide for changes that will affect the greatest number of taxpayers. “While it’s been more than a year since the Tax Cuts and Jobs Act went… Continue reading 2020 Tax Changes: What You Need to Know

Savings Strategies for Travel, at Home or Abroad

Fresno Financial Advisor News Here’s an idea for restless young adults and adventurous retirees alike: Get paid to live in Italy. The region of Molise, east of Rome, has more than 100 underpopulated villages that are fading away due to migration to larger cities. These communities — some are walled, medieval towns set among olive… Continue reading Savings Strategies for Travel, at Home or Abroad

Credit Cards: News, Trends and Tips

Fresno Financial Advisor News Sometimes it feels as though we don’t learn from our past financial mistakes. Back in 2008, as a contributor to the recession, consumer debt reached a record high of $12.68 trillion. As of the end of the second quarter in 2019, Americans surpassed that number by $1.2 trillion; we now stand… Continue reading Credit Cards: News, Trends and Tips