“Retire Your Way” Podcast-Click HERE to Listen!

“Is It Worth the Risk?”

Is It Worth the Risk?

You take a risk when you invest money since all investments have a chance of losing money. To avoid putting more money at danger than you are prepared to lose, it’s important to assess your risk. This idea is illustrative. If you invest $9,000 in a high-risk venture with just $10,000 to your name, you […]

The Recent Financial Stress Toll

The Recent Financial Stress Toll

According to a recent American Psychological Association poll, more than 80% of American respondents reported they were experiencing higher financial stress because of: Increased inflation (87 percent ) Persistent supply chain problems brought on by the pandemic (81 percent ) The conflict in Ukraine has created unease worldwide (81 percent ) Additionally, the entire country […]

Juggling “Real Life” While Caregiving

Juggling “Real Life” While Caregiving

For their children, families, and aging relatives, more than 65 million American women gave unpaid care in 2020. 1 It’s simple to envision that many of them balanced taking care of a variety of these dependents. If you’ve ever been responsible for providing ongoing care for a parent, partner, kid, sibling, or someone else, you may be […]

Is It Time for a Fresh Outlook on Retirement?

Is It Time for a Fresh Outlook on Retirement?

In the industrialized world, many newborns are anticipated to live for close to a century. 1 It’s almost difficult to think how different life will be in 100 years given the enormous advances that have occurred over the previous 20 years in medical, technology, and the ways that we work, communicate, and even enjoy ourselves. Even if […]

The Benefit of Having Several Retirement Income Streams

The Benefit of Having Several Retirement Income Streams

Planning for retirement used to be a bit simpler. For instance, 68 years old was the typical life expectancy in 1950. 1 Your retirement plan could only require six years of retirement income if you retired at age 62. Additionally, just 14% of workers in the private sector now get pensions due to the decrease of defined […]

Are Things Back to Normal in Fresno Yet?

Are Things Back to Normal Yet?

COVID-19 has been in the United States for two years, but are we back to pre-pandemic levels? It doesn’t appear to be the case. While volatile, the stock market rebounded well from the first shock and continued to perform well throughout the duration of the epidemic, until recently. Inflation, which has been climbing to levels […]

Household Budgeting Ideas for Retirement

Household Budgeting Ideas for Retirement

Part of the retirement planning process is visualizing what you want your life to be like in the future. Keep in mind that you’re simply planning for the first chapter of retirement: traveling, pursuing hobbies, and spending more time with family and friends. It’s crucial to know that you and your spouse may have different […]

Is It Possible to Relieve Financial Worries?

Is It Possible to Relieve Financial Worries?

Retirement Planning According to a recent poll, roughly half of couples disagree on how much money they should have saved by retirement. ¹ New study suggests, however, that couples who work together on financial planning are happier and more successful in retirement. Couples who score high on cognitive interdependence (meaning they think of themselves as […]

Potential Benefits of Investing in Municipal Bonds

Potential Benefits of Investing in Municipal Bonds

Municipal bonds are popular among retirees and near-retirees who want to cut their tax bills and reduce market risk. Investing in municipal bond mutual and exchange-traded funds is one approach to diversify this market. Investors poured a record-breaking $96.8 billion into the stock market in 2021 alone. 1 Many investors may benefit from reduced municipal bond […]

Ways to Avoid Outliving My Savings

Ways to Avoid Outliving My Savings

Preparing for Retirement According to a recent poll, roughly half of couples disagree on how much money they should have saved by retirement. New evidence suggests, however, that couples who work together on financial planning are happier and more successful in retirement. Couples who score high on cognitive interdependence (meaning they think of themselves as […]